While the ship won’t wait for you, it’s possible you may be able to rejoin your cruise once you’ve been treated on shore.īe aware that if you don’t have travel insurance with emergency medical benefits, you may have to pay out of pocket for your care in a hospital overseas. Or, in some instances, the ship may change course to reach port sooner. The ship may continue on its course and drop you off at a hospital at the next scheduled port of call. If your medical condition requires treatment at a hospital, the doctor will work with the ship’s captain and/or your Allianz Global Assistance case manager to decide what to do. Fortunately, travel insurance may be able to help! If you or your traveling companion is quarantined, that can be a covered reason for trip cancellation/interruption, so you can be reimbursed for your unused, nonrefundable trip costs. 2īeing quarantined can totally ruin your cruise. Ship staff will bring you food, beverages, medicine and anything else you need. You’ll be instructed to stay in your cabin for a specified time, and your keycard may be deactivated (so that if you leave, you won’t be able to get back inside). On a cruise ship, quarantine is very serious - and it’s not optional. If your condition is contagious but not life-threatening, you may be quarantined so you don’t infect others. You may return to your cabin or be kept under observation. If your medical condition can be treated on board, the doctor will administer treatment and/or medication. Once you’ve been examined, the doctor will determine the best course of action. Getting Treatment for a Cruise Ship Medical Emergency Ask the shipboard doctor to keep your case manager apprised of your condition, in case we need to provide assistance. If you have travel insurance from Allianz Global Assistance, contact our 24-Hour Hotline Assistance to let us know what’s going on - even if you’re not yet sure how serious your medical problem is! The earlier we know about a potential emergency, the more time we have to lay the groundwork for assistance. If you have travel insurance with emergency medical/dental benefits, then you may be reimbursed for losses due to covered medical and dental emergencies that occur during your cruise. health insurance typically, the cost of any services and/or medication you receive will be billed to your room. Don’t expect the medical center to accept your U.S. Sometimes, cruise passengers hesitate to visit the shipboard doctor because of the cost. 1 While the equipment and services available may vary, cruise medical centers generally are able to perform minor surgeries, prescribe medications and stabilize patients who have more serious medical conditions. All major cruise lines have onboard medical facilities staffed by experienced, credentialed doctors and nurses. What to Do When You Have a Medical Emergency on a Cruise Shipĭon’t panic. Remember that travel insurance is essential for cruise vacations, so compare plans and buy before you go! Find travel insurance for your next cruise. Here’s what you need to know in case you experience a cruise medical emergency. Now you’re wondering what to do - and if something’s seriously wrong, what happens next? But you’re on a cruise ship in the Caribbean, many miles from shore. If you were at home, you wouldn’t hesitate to call your doctor. Is it just indigestion? Or something more serious, like a heart attack? You’re walking back to your cabin after a sumptuous meal when you start to feel short of breath, with some pain in your abdomen and chest.
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